Real Estate
Sponsored by

House fire total loss

1,183 Views | 24 Replies | Last: 19 min ago by OnlyForNow
bam02
How long do you want to ignore this user?
AG
Today was a long, tough day. Lost our home to a fire this morning. We all got out safe (wife, kids, dogs) so we are counting our blessings.

I just wanted to start this as I'm sure there are experts here who might be able to help guide us through the recovery/insurance process.

Prayers are welcome!
jja79
How long do you want to ignore this user?
AG
T&P for you and your family. Great to hear all are safe.
MS08
How long do you want to ignore this user?
AG
Wow, sorry OP. Glad your loved ones and family are safe. They are irreplaceable. Lean on your community/church/support network in such a trying time. What are/an are you in?
bam02
How long do you want to ignore this user?
AG
It's been truly overwhelming how people have come out to help us.
OnlyForNow
How long do you want to ignore this user?
AG
When your ready no please share your story, what happened - plan get out etc
Red Pear Felipe
How long do you want to ignore this user?
Sponsor
AG
I'm sorry to hear that. Do you have an idea where the fire started? I'm glad your family got out safely.
Sponsor Message: We Split Commissions. Full Service Agents in Austin, Bryan-College Station, Dallas-Fort Worth, Houston and San Antonio. Red Pear RealtyAustin Monthly
Got a Natty!
How long do you want to ignore this user?
AG
bam02 said:

It's been truly overwhelming how people have come out to help us.

Do yall need any clothing? We only have adult clothes. How can I get yall a gift card for food?

I live in San Antonio.
bam02
How long do you want to ignore this user?
AG
I will post the story at some point. Hopefully soon.
MS08
How long do you want to ignore this user?
AG
What location are you in OP?
agnerd
How long do you want to ignore this user?
AG
1. get your family stabilized
Call your insurance agent and review your policy. You likely are covered for an extended hotel stay. Go buy all the essentials you need and keep the receipts. Take photos with your phone so you will always have access to them. Start a spreadsheet to track them all.
Let the kids' teachers know. That kind of loss can be hard for kids to deal with. Most teachers have experience with kids going through a loss and can help ease that transition.

2. consider next steps
Do you want to rebuild? Are you willing to wait 9-12 months for a new house? Would you rather move to a new place now? That decision will affect whether you need to find a house or an apartment to rent and for how long.

bam02
How long do you want to ignore this user?
AG
SA
bam02
How long do you want to ignore this user?
AG
agnerd said:

1. get your family stabilized
Call your insurance agent and review your policy. You likely are covered for an extended hotel stay. Go buy all the essentials you need and keep the receipts. Take photos with your phone so you will always have access to them. Start a spreadsheet to track them all.
Let the kids' teachers know. That kind of loss can be hard for kids to deal with. Most teachers have experience with kids going through a loss and can help ease that transition.

2. consider next steps
Do you want to rebuild? Are you willing to wait 9-12 months for a new house? Would you rather move to a new place now? That decision will affect whether you need to find a house or an apartment to rent and for how long.




Thanks. Luckily my kids are 16 and 13 so they are somewhat independent. We sadly have kind of neglected them since the fire happened, but they were with friends or family while we were dealing with all the stuff at the house. Will definitely be having frequent check ins with them to make sure they're OK. My daughter is the 16-year-old and she's very stoic and a good way in a bad way but she has been very emotional about this.

Those are their schools have been super supportive so that helps

We hope to be able to stay and rebuild right where we were. We love the lot we were on in the neighborhood we are in. I really don't understand all the steps of how it works with insurance and rebuilding yet.

Choward4
How long do you want to ignore this user?
I operate an emergency services business that deals with this and we do not serve the SA area but would be happy to help go through the steps you're going to be taking with insurance and contractors. Feel free to PM me.
Heineken-Ashi
How long do you want to ignore this user?
Don't hesitate to post any needs you have. Many here will be willing to help.
bam02
How long do you want to ignore this user?
AG
I truly appreciate that.

Honestly we have already been overwhelmed by the generosity of friends, neighbors, coworkers, random strangers. We are not rich and do not live in a rich area, but I have been just floored by people's generosity.

We are probably still in shock. I definitely feel numb and have just been spinning from all the decisions and discussions and everything.

JMac03
How long do you want to ignore this user?
AG
I really glad you all got out safe. I can't imagine how scary that is and now how overwhelming it is to start the process. Praying for peace and that the insurance company does the right thing.
bam02
How long do you want to ignore this user?
AG
Thank you. I have liberty mutual and so far I've not been exactly impressed, but we will see how the rest of the process goes.
gratitudeandacceptance
How long do you want to ignore this user?
Teachers and school counselors. At my daughter's school the counselors' offices are very zen and kids can go take a break with some peace when they're dealing with something difficult.
bam02
How long do you want to ignore this user?
AG
Both of my kids schools have been amazing. Staff, parents, fellow students. Truly amazing.
swimmerbabe11
How long do you want to ignore this user?
Prayers!!!
bam02
How long do you want to ignore this user?
AG
OnlyForNow said:

When your ready no please share your story, what happened - plan get out etc


Tuesday I woke up around 3 AM vaguely aware of hearing what I thought was bugs tapping on the window like June bugs sometimes do. I wish I had gotten up immediately but I went back to sleep. I don't know if it was 30 seconds later or 30 minutes later my wife screamed that there was a fire. We were woken up by the crackle of wood burning. I shot up and looked in the backyard and the entire backyard was glowing orange. Our entire 15x25 deck was on fire. Every square inch was burning.

Ran out of our bedroom and thankfully heard my son upstairs yelling that there was a fire and to get out. He and my daughter were both upstairs and came down immediately. My wife got our two dogs out. It was scary, of course, but we got out without any real danger. No smoke in the house yet.

I ran through the garage to go around to the other side of the deck to access a garden hose but as soon as I open the gate, I realized I wouldn't be able to get to the spigot due to the fire. I ran back through the garage and grabbed our fire extinguisher, and went out through the back door to the patio and emptied the entire extinguisher without even making a dent in the fire. As I was spraying the extinguisher, I watched the flames start to go up the column of the patio cover and the cover immediately caught fire so I hightailed it out. I burned my leg pretty good on some patio furniture that was behind me as I was facing the fire so that was also a good indication that that I should GTFO.

First fire truck arrived on scene in less than four minutes, but it took them several more minutes to hook up to the hydrants and start spraying. At this point, I really thought they were gonna save the bulk of the house, but the fire spread really quickly, and it was quickly obvious it was gonna be a goner.

It took them, what I guess was about two hours to get it out. They left and told me that another truck will be back in about 45 minutes for firewatch but that truck never came. About an hour after they left we had to call 911 again as the fire erupted again. They came back pretty quick and really had a hell of a time trying to get it out. Apparently it was just a really difficult enclosed wall space or between some beams that was not wanting to go out.

They have not 100% determined the cause but the arson investigators and the insurance investigators both say they think it was electrical. One of the previous owners apparently had drilled in from the outside to tap it into an inside outlet to run power out to the deck. I had noticed the conduit there before, but honestly never paid much attention to it.

JMac03
How long do you want to ignore this user?
AG
How scary. I'm really glad you all got out mostly unscathed. Middle of the night fires are so scary when people are sleeping.
dubi
How long do you want to ignore this user?
AG
This is a lesson in having MANY smoke and C02 detectors all over your home plus on front and rear porch.

Hooked into your alarm system is great because they will know you have a fire even if you are not home.
bam02
How long do you want to ignore this user?
AG
That is a good thought that I've honestly never had, not even since the fire.
OnlyForNow
How long do you want to ignore this user?
AG
Thank you for sharing. So sorry about the loss of your stuff and memories, but also so very happy you and the family got out safely.
Refresh
Page 1 of 1
 
×
subscribe Verify your student status
See Subscription Benefits
Trial only available to users who have never subscribed or participated in a previous trial.